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A Mortgage Shopping Rookie Reminisces
September 29th, 2008 by admin
<!– /* Font Definitions */ @font-face {font-family:SimSun; panose-1:2 1 6 0 3 1 1 1 1 1; mso-font-alt:宋体; mso-font-charset:134; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:3 680460288 22 0 262145 0;} @font-face {font-family:”\@SimSun”; panose-1:2 1 6 0 3 1 1 1 1 1; mso-font-charset:134; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:3 680460288 22 0 262145 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:”"; margin:0cm; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:”Times New Roman”; mso-fareast-font-family:SimSun;} @page Section1 {size:612.0pt 792.0pt; margin:72.0pt 90.0pt 72.0pt 90.0pt; mso-header-margin:36.0pt; mso-footer-margin:36.0pt; mso-paper-source:0;} div.Section1 {page:Section1;} –> When I first shopped for a home loan in 1997, I researched using primarily books from the local library and my neighbourhood book store. ARMS or adjustable rate Homeloans sounded like a risky business to me. At the time, when I discussed it with my CPA husband, he completely agreed. We went with the traditional 30 year fixed and now, with foreclosures all around me, I realize how prudent a choice that was. Even then, we would have been able to get a home loan for a far more expensive home than necessary– a mortgage that would have been nearly impossible to live with. I didn’t understand the business then, and now I understand it even less
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